Rather Be Coastal

Skipping escrow was at the top of my list when applying for my first mortgage because of my parents’ fiasco with their tax escrow account. Is escrow always a bad thing? In theory, no. Or at least until there’s a problem. If you are thinking about ...
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While this may seem like a trick into spending more money than you should, credit cards can help you save money on everyday purchases. Here's seven ideas on how to save money using credit cards. I try to use credit cards for all of my purchases ...
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Paying bills can be very stressful. Does it feel like you’re living paycheck to paycheck or barely squeaking by each check to pay your bills? Check out this approach to using sinking funds to pay your larger bills and expenses.  When I ...
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With a Flexible Spend Account (FSA), you use pretax money to pay for medical expenses. But these accounts have a “use it or lose it” rule. Here is my quick tip to help you use up your flexible spending account at the end of the year. If you are ...
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